Home
Please contact one of the independent agents who represent us. They will be glad to assist you with any questions you may have.
Liability covers:
- You and resident family members
Property covers:
- Your home
- Other structures
- Personal belongings
- Additional costs of living away from your home while it is being repaired
Free Coverages:
- Inflation Guard
- Increased Coverage A Limit
- Watercraft Liability Extension
- Debris Removal Extension
- Landslide
- Personal Property Replacement Cost
- Personal Injury
- Increase coverage: Personal Property
- Credit Cards
- Fire Extinguisher Recharge
- Companion Policy Deductible Waiver
- Fire Department Service Charge
Home Cover Extra:
For an extra charge, your policy can be broadened to include:
- Power Outage
- Lock and Garage Door Transmitter Replacement
- Sewer, Drains and Sumps
- Deductible Waiver
- Increased Coverage for Personal Property
- Increased Special Limits
Home Cover Plus:
If your home qualifies, we offer the following package of coverages for no additional charge:
- Inflation Guard
- Increased Coverage A
- Power Outage
- Debris Removal Extension
- Credit Cards
- Lock and Garage Door Transmitter Replacement
- Fire Extinguisher Recharge
- Landslide
- Personal Injury
- Watercraft Liability Extension
- Deductible Waiver
- Companion Policy Deductible Waiver
- Specified Additional Amount of Insurance
- Personal Property Replacement Cost
- Increased Coverage for Personal Property
- Sewers, Drains and Sumps
- Increased Special Limits
- Fire Department Service Charge
Other Coverages offered:
- Country Home - For homes in the country with up to 80 acres, 4H-type animals, or farm-type buildings. Income from the premises must be secondary and incidental.
- Home Business - If you are the sole owner of a business in your home and your gross annual sales / receipts do not exceed $40,000.
- Renters Insurance provides coverage for the contents in a rented residence.
- Identity Theft - When you purchase our Identity Fraud Expense Coverage endorsement you also receive Identity Theft Resolution Services, providing personalized assistance from a trained fraud specialist at Identity Theft 911. Learn more about Identity Theft Resolution Services.
- Underground Service Line - Our Underground Service Line endorsement provides coverage for covered service lines at your home. Covered service lines are exterior underground piping and wiring that provide essential services to your home, like electrical power, heating, natural gas, waste disposal, compressed air, water or stream, and communications.
